You wouldn't buy socks without checking quality and price. Stocks are no different. Here's a simple DIY way to check both — moat and margin of safety.

Eight out of ten mutual fund managers don't beat the market long-term. Here's the difference between active and passive funds — and where fees quietly eat your returns.

ou need 15-20x your salary to retire. Savings alone would take 150 years to get there — here's how compound interest actually closes the gap.

Original February 2017 op-ed by Rohit Gupta, published in The Business Times (Singapore) — arguing that Singapore's property cooling measures worked as intended and any relaxation should be calibrated and gradual, not a wholesale rollback.

Original September 2014 op-ed by Rohit Gupta, published in The Business Times (Singapore) — proposing structural tweaks to CPF's account names, contribution rates, and withdrawal rules to better balance housing, retirement, and medical needs.

Original June 2013 article by Rohit Gupta tracing money's evolution — from commodity money and the gold standard to Bretton Woods and modern fiat currency — published in Smart Investor (Singapore).

Original June 2003 analysis of Japan's lost decade by Rohit Gupta, published in National Accountant (Australia) — examining the debt bomb, banking crisis, and competing theories on the way out.

Original December 2002 analysis of Argentina's currency collapse by Rohit Gupta, published in Smart Investor (Singapore) — examining the rise and fall of its currency board and the free-market reforms behind it.

Original 2002 analysis of the Asian Financial Crisis by Rohit Gupta, published in National Accountant (Australia) — examining currency collapse, structural causes, and reform.

Before compound interest, before stocks — there's savings. A simple worksheet, one mindset shift ("pay yourself first"), and the monthly habits that make a savings rate actually stick.

A Kirkus reviewer once called my book simplistic. I've decided to wear that as a badge of honor. Let me tell you why. Stolen from Fighter Jets The U.S. Navy has a design principle called KISS — Keep It Simple, Stupid. It wasn't born from a love of simplicity for its own sake. It came from a harder problem: how do you build a fighter jet that can be repaired by a mechanic on an aircraft carrier in the middle of the ocean, with limited tools and no time to consult an engineer?

“Money isn’t everything. But everything needs money.” The gig economy and AI are rewriting the rules of work. No pension, no guaranteed paycheck, no single employer for life. Millions of people in their 20s and early 30s are building careers from multiple income streams, freelance contracts, and side projects — and that’s not going away. In today’s world it is critical to build a second source of income. Doesn’t matter if you work in the gig economy or traditional job. The ru