

They say that love is more important than money. But have you ever tried to pay your rent with a hug?
In today's changing environment, it is critical to build a second source of income. This if you work in the gig economy or even in a traditional corporate job. There are of course, plenty of books, tutorials, calculators, and tools on personal financial planning. This may equally be a problem. The key investment concepts are very simple, and these sometimes get lost in the overflow of available information. This book embodies independence, thrift and self-reliance. My emphasis is on providing an understanding of foundational concepts necessary to help you plan, save and invest to reach your financial goals. The emphasis is not on math and formulae but basic concepts. Under thirties. start early to take full advantage of compound interest and time.
Anna Doris Auferio
(age 28/ London)
The author has done a wonderful job in explaining complex matters in a fun light hearted way , and was able to make “boring topics” intriguing and interesting there were several occasions where I literally found myself laughing out loud, something that does not happen often when reading a book about finances. I ended buying a second copy as I believe this is the perfect gift to give for someone “ a gift that keeps on giving “ when applied.
Testimonials
Vineet K Vohra CFA
(age 60/ Singapore)
It's hard if not at times impossible to make things interesting for millennials....Ask any parent of a 15-25 old. But Rohit has written this book in such a captivating manner that he was able to catch the attention of my young adult children in ways I could never imagine possible. They read his book, cover to cover, without putting it down. Kudos!

Simon Cameron-Moore
(age 65/ Portugal)
For many people of a certain age, Rohit Gupta set outs what we should have done when we first started earning to achieve the kind of financial security we are now groping for. But if we can get our children to read and act on it, then at least part of our job is done. Mr. Gupta has written a concise, pragmatic, and clear-sighted guide for young people to save and invest for their future, and hopefully end up better off than their negligent, profligate parents (mostly Dad’s fault).
Do Not Confuse Simplicity With Stupidity
Some reviewers call this book simplistic. I take that as a compliment. Keep It Simple Stupid: Concept developed by US Navy. Systems work best when simple. Simplicity should be a goal (jet repairs in areas with minimum facilities).I
Similarly, in tennis, professionals win by making brilliant shots. Amateurs win by not making mistakes — staying in the point while their opponent beats themselves. Investing rewards the same instinct.
Simple isn't the easy way out. It's the version of the plan that still works on your worst day.
Read why in Why Simple Beats Sophisticated →, and see
how it starts with Your First Real Financial Decision Is Not a Stock Pick →.

